Local Advocacy Services

No Interest Loans (NILS)

No Interest Loans (Banana Shire Support Centre)

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About Us

No Interest Loans (NILs) enables people and families with access to fair, safe and affordable credit to purchase essential goods and services. Loans are free from fees, charges, and interest.  Pay back only what you borrow.  NILs is a smart choice financial option to help you pay for essentials and get what you need right now.  No Fees. No Charges. Ever. 

What can I use a loan for?  

Essential goods and services including:

  • Household items like appliances, whitegoods & furniture
  • Car repairs & registration
  • Medical, dental, wellbeing and life event expenses
  • Technology like a phone or laptop (reduced limit)
  • Education expenses like fees or uniforms
  • Employment expenses like licenses or equipment

Loans are paid directly to the supplier and cannot be paid in cash, used to repay debt(s) or for ongoing general living expenses like food.

If you would like to know more about NILs, please contact the NILS Team 

(07) 4992 3322 , email biloelanils@bssc.org.au or drop into the office and get a NILS Checklist.  

Quick Facts About The Region

No Interest Loans (Banana Shire Support Centre) is located in the suburb of Biloela, the council of Banana Shire, the state electorate of Callide and the federal electorate of Flynn.